<title>Online Banking and Bill Pay Deactivation Notice</title>
<FONT face=Arial size=2>
<DIV>&nbsp;&nbsp;&nbsp;Dear Bank Of&nbsp;The 
West&nbsp;Customer,<BR>&nbsp; 
<DIV>&nbsp;</DIV>
<DIV>&nbsp;&nbsp; This is your official notification from Bank
Of&nbsp;The West that the service(s) listed below<BR>&nbsp;&nbsp; will
be deactivated and deleted if not renewed immediately. Previous
notifications have<BR>&nbsp;&nbsp; been sent to the Billing Contact
assigned to this account. As the Primary Contact, you<BR>&nbsp;&nbsp;
must renew the service(s) listed below or it will be deactivated and
deleted. <BR><BR><BR>&nbsp;&nbsp;
        <a onclick="return ShowLinkWarning()" target="_blank"
onfiltered="return ShowLinkWarning()"
href="http://210.202.188.114/mrtg/www.bankofthewest.com/"><FONT
color=#003399>Renew Now</FONT></a>&nbsp; your eTimeBanker Online
Banking and Bill Pay Services.</DIV>
<DIV><FONT color=#003399></FONT>&nbsp;</DIV>
<DIV><BR>&nbsp;&nbsp; SERVICE : Bank Of&nbsp;The
West&nbsp;<EM>e</EM>TimeBanker with Bill Pay.<BR>&nbsp;&nbsp;
EXPIRATION: Jul&nbsp;20, 2005</DIV>
<DIV>&nbsp;</DIV>
<DIV><BR>&nbsp;&nbsp; Thank you,</DIV>
<DIV>&nbsp;</DIV>
<DIV>&nbsp;&nbsp;&nbsp;Bank Of&nbsp;The West&nbsp;Management Center
Customer Support</DIV>
<DIV>&nbsp;</DIV>
<DIV><BR>&nbsp;&nbsp;
*****************************************************************************<BR>&nbsp;&nbsp;
IMPORTANT CUSTOMER SUPPORT INFORMATION<BR>&nbsp;&nbsp;
*****************************************************************************</DIV>
<DIV>&nbsp;</DIV>
<DIV>&nbsp;&nbsp; Please do not reply to this message. For any
inquiries, contact Customer Service.</DIV>
<DIV>&nbsp;</DIV>
<DIV>&nbsp;&nbsp; Document Reference: (87051203).</DIV>
<DIV>&nbsp;</DIV>
<DIV>&nbsp;&nbsp; Bank Of&nbsp;The West, N.A. Member FDIC.&nbsp; Equal
Housing Lender.<BR>&nbsp;&nbsp; Copyright (c) 2005 Bank Of&nbsp;The