Q. finding users passwords and Administrivia filter

dear list:
i'm currently evaluating Mailman to support large announce style lists. looks nice. unfortunately, the unsub process seems to REQUIRE a users password which in my opinion is limiting.
i've scoured through the mailing list and found others with a similar problem. the only workaround i thought i could come up with was a post by Dan Mick...
"You can look up the password from the Python database with a small modification to bin/withlist; if you need me to dig out my hack to do that, I can."
please do! i might be able to write something that would bypass the need to submit a password with a unsub request.
the SECOND question is, concerning (Administrivia filter) which says...
"Check postings and intercept ones that seem to be administrative requests? (Details)"
I have this set to yes, however if i email my list@checkout.com with unsubscribe in the body it fails to return any sort of unsub information. is this because i still need to supply a users password, which they DO NOT KNOW, for this feature to work?
john castillo sys admin checkout.com
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John Castillo