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[स्वक्ष]

On 6/5/13, Bibhas Ch Debnath <me at bibhas.in> wrote:
> From what I know, any payment gateway requires the billing address to to
> process the payment. Without the billing address field, the payment gateway
> wont process.

Wrong, on both counts and here is why:
One, the billing address is required if they are shipping something
physical to you - on such sites, they have a separate page to collect
the shipping address (and your address which can be different from the
shipping address is separately listed) <-- Do note that this is vastly
different from the information DoAttend mandates -  specifically
asking for the address registered with your bank <-- That is a privacy
and security breach imho. Additionally, they fraudulently claim that
they cross-verify it with the bank. Again, it is not true, because
both my transactions (last year and this) went through. This means
they were PAID by my bank and my bank did not allow them access to my
personal details. (read, they are lying about the ability to access my
bank records. So now they need to answer why and what are they doing
with the address collected in this manner.)

Second, ebs.in which is the payment gateway used by DoAttend does NOT
ask for this information. Its only the DoAttend site that insists on
this information. If you dont provide this information it does not
proceed to the ebs.in site - Try the payment by credit card again and
you will know what I mean.


> That essentially means that the payment gateways allow the
> site we're paying to, to collect our information.

Again, you are mixing up the issue - the ebs.in site (the payment
gateway) does NOT ask for your bank address, DoAttend (the online
service provider) does. There is a difference.

-- 
svaksha ॥ http://svaksha.com ॥